Bad Credit Auto Loans

Posts Tagged ‘credit score’

I went to a few car dealerships, but no one will approve me because I only have a 505 credit score. They said the only way is if I can get a cosigner.. which I dont have one. Does anyone know if there are companies or car dealers that deal with just bad credit car loans?

I have a credit score of 555 and my wife has a very good credit score. I make over K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.
I had a civil judgement 5 years ago, and that is why my score is low, as well as the collection accounts from 2 credit card from 6 years ago as well.

K 2007 Used Auto
30K Miles
4 years on job
60K annual income
510 Credit Score with 1 repo last one back in 06
,000 Cash Down

What Kind of intrest rate should I be looking for

Expecting a 0-0 car note

a friend of mine has a credit score of 625, but has collection accounts of around 9000$, which he doesn’t want to pay because their 7 year statute of limitations time will run out next year. He’s willing to put in 5000$ on a 15000$ car. Can he get a loan anywhere for the remaining 10000 given his credit history? He lives in the DC area.

I am trying to buy a car for around ,900. I have a trade in worth about 11-12 thousand that i own free and clear.. I have around a 540 credit score. This will mean i need a loan 7-8 thousand. Should I expect to be able to get financing for this? with over 50 %down??? what kind of rates and terms can I expect. Also, I am on pace to make around 65k this year. I went through a forclosure almost two years ago and some bad credit cards from that time as well. that is the reason for my low credit score. let me know what i can expect to hear from the dealer or if you have any advice. thanks

I HAVE ABOUT A 500 CREDIT SCORE DUE TO A LOT OF FUN W/ CREDIT CARDS, WHAT ARE MY CHANCES OF GETTING APPROVED FOR A AUTO LOAN OF ABOUT 00?…………..WHAT WOULD BE MY MONTHLY PAYMENT FOR A 24 MONTH PERIOD?

my wife credit score around 542, and doesnt work. can she get approve for auto loan around 000 with her credit and using my income around 75000 anually?